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	<title>Money Saving Expert</title>
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	<description>We focus on your personal money issues.</description>
	<lastBuildDate>Mon, 07 Nov 2011 19:28:37 +0000</lastBuildDate>
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		<title>Bankruptcy Is Still A Valid Option&#8217; Despite 32% Drop In Take-up</title>
		<link>http://creditcardscleared.wordpress.com/2011/11/07/bankruptcy-is-still-a-valid-option-despite-32-drop-in-take-up/</link>
		<comments>http://creditcardscleared.wordpress.com/2011/11/07/bankruptcy-is-still-a-valid-option-despite-32-drop-in-take-up/#comments</comments>
		<pubDate>Mon, 07 Nov 2011 19:28:29 +0000</pubDate>
		<dc:creator>creditcardscleared</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://creditcardscleared.wordpress.com/2011/11/07/bankruptcy-is-still-a-valid-option-despite-32-drop-in-take-up/</guid>
		<description><![CDATA[&#160; Bankruptcy Is Still An Option Bankruptcy is &#8220;still a valid option for struggling borrowers&#8221; according to financial solutions company Think Money. It was responding to the latest Insolvency Service statistics. The figures showed a significant drop of 32.1% in bankruptcy orders over 12 months. The third quarter of this year compared with the same [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=creditcardscleared.wordpress.com&amp;blog=3752578&amp;post=81&amp;subd=creditcardscleared&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>&nbsp;<br />
Bankruptcy Is Still An Option<br />
Bankruptcy is &#8220;still a valid option for struggling borrowers&#8221; according to financial solutions company Think Money. It was responding to the latest Insolvency Service statistics.</p>
<p>The figures showed a significant drop of 32.1% in bankruptcy orders over 12 months.</p>
<p>The third quarter of this year compared with the same quarter last year showed an 11% drop in insolvencies overall &#8211; largely due to the fall in bankruptcy orders. Individual Voluntary
<p><a href="http://talkmoneyblog.co.uk/bankruptcy-is-still-a-valid-option-despite-32-drop-in-take-up/">Bankruptcy</a></p>
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		<title>Recycle your Mobile Phone for Cash or Donate it to a Charity</title>
		<link>http://creditcardscleared.wordpress.com/2011/11/05/recycle-your-mobile-phone-for-cash-or-donate-it-to-a-charity/</link>
		<comments>http://creditcardscleared.wordpress.com/2011/11/05/recycle-your-mobile-phone-for-cash-or-donate-it-to-a-charity/#comments</comments>
		<pubDate>Sat, 05 Nov 2011 11:35:37 +0000</pubDate>
		<dc:creator>creditcardscleared</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://creditcardscleared.wordpress.com/2011/11/05/recycle-your-mobile-phone-for-cash-or-donate-it-to-a-charity/</guid>
		<description><![CDATA[Most of us will upgrade old mobile phones annually for the âlatest new release&#8217; when we renew our mobile contracts. It&#8217;s become an event that we all look forward to as we get to impress our friends with our latest new phone. We watch them go green with envy for ten days while they then [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=creditcardscleared.wordpress.com&amp;blog=3752578&amp;post=80&amp;subd=creditcardscleared&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Most of us will upgrade old mobile phones annually for the âlatest new release&#8217; when we renew our mobile contracts. It&#8217;s become an event that we all look forward to as we get to impress our friends with our latest new phone. We watch them go green with envy for ten days while they then rush out to replace their old phone. When the new phone arrives we quick liberate our old phone to the bottom draw and forget about them.</p>
<p>The money saving expert has found a few solutions for your old
<p><a href="http://talkmoneyblog.co.uk/recycle-your-mobile-phone-for-cash-or-donate-it-to-a-charity/">Recycle your Mobile Phone</a></p>
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		<title>The Simplest Way To Start Forex Trading Online</title>
		<link>http://creditcardscleared.wordpress.com/2011/10/26/the-simplest-way-to-start-forex-trading-online/</link>
		<comments>http://creditcardscleared.wordpress.com/2011/10/26/the-simplest-way-to-start-forex-trading-online/#comments</comments>
		<pubDate>Wed, 26 Oct 2011 13:47:29 +0000</pubDate>
		<dc:creator>creditcardscleared</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://creditcardscleared.wordpress.com/2011/10/26/the-simplest-way-to-start-forex-trading-online/</guid>
		<description><![CDATA[How To Start Forex Trading Online The information below is intended for anyone who has an interest in forex trading online and wants to generate an income online either part-time or full-time. New traders need to learn the basic fundamentals of the foreign exchange market before starting. Experienced traders may wish to consider this as [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=creditcardscleared.wordpress.com&amp;blog=3752578&amp;post=79&amp;subd=creditcardscleared&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>How To Start Forex Trading Online<br />
The information below is intended for anyone who has an interest in forex trading online and wants to generate an income online either part-time or full-time. New traders need to learn the basic fundamentals of the foreign exchange market before starting. Experienced traders may wish to consider this as refresher in forex trading online.</p>
<p>There are basically 4 steps to follow for those wanting to start trading forex online. Although the order in which you
<p><a href="http://talkmoneyblog.co.uk/the-simplest-way-to-start-forex-trading-online/">forex trading online</a></p>
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		<title>The collapse of AIG and its impact on the Mortgage and Banking System</title>
		<link>http://creditcardscleared.wordpress.com/2011/10/21/the-collapse-of-aig-and-its-impact-on-the-mortgage-and-banking-system/</link>
		<comments>http://creditcardscleared.wordpress.com/2011/10/21/the-collapse-of-aig-and-its-impact-on-the-mortgage-and-banking-system/#comments</comments>
		<pubDate>Fri, 21 Oct 2011 16:02:24 +0000</pubDate>
		<dc:creator>creditcardscleared</dc:creator>
				<category><![CDATA[remortgaging, debt consolidation, mortgage]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[AIG]]></category>
		<category><![CDATA[American Insurance Group]]></category>
		<category><![CDATA[global banking system]]></category>

		<guid isPermaLink="false">http://creditcardscleared.wordpress.com/2011/10/21/the-collapse-of-aig-and-its-impact-on-the-mortgage-and-banking-system/</guid>
		<description><![CDATA[Most people have no real understanding of the impact of the American Insurance Group or AIG on the mortgage market and the global banking system and how close we came to Financial Armageddon. All of a sudden the dominoes started to fall and the Federal Reserve Bank of America started to pick and Read more [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=creditcardscleared.wordpress.com&amp;blog=3752578&amp;post=66&amp;subd=creditcardscleared&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<div id="attachment_1181" class="wp-caption alignright" style="width: 310px"><p class="wp-caption-text">The dominoes started to fall and the Federal Reserve Bank of America started to pick and choose who they would save! </p></div>
<p>Most people have no real understanding of the impact of the American Insurance Group or AIG on the <a title="mortgage market" href="http://talkmoneyblog.co.uk" target="_blank">mortgage market</a> and the global banking system and how close we came to Financial Armageddon. All of a sudden the dominoes started to fall and the Federal Reserve Bank of America started to pick and</p>
<p><a href="http://talkmoneyblog.co.uk/the-collapse-of-aig-and-its-impact-on-the-mortgage-and-banking-system/">Read more from the Money Saving Expert &#8230;</a></p>
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		<title>UK Mortgage Market expected to be stagnant for three years</title>
		<link>http://creditcardscleared.wordpress.com/2011/10/21/uk-mortgage-market-expected-to-be-stagnant-for-three-years/</link>
		<comments>http://creditcardscleared.wordpress.com/2011/10/21/uk-mortgage-market-expected-to-be-stagnant-for-three-years/#comments</comments>
		<pubDate>Fri, 21 Oct 2011 16:02:02 +0000</pubDate>
		<dc:creator>creditcardscleared</dc:creator>
				<category><![CDATA[remortgaging, debt consolidation, mortgage]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[mortgage finance]]></category>

		<guid isPermaLink="false">http://creditcardscleared.wordpress.com/2011/10/21/uk-mortgage-market-expected-to-be-stagnant-for-three-years/</guid>
		<description><![CDATA[The Treasury Department has commissioned Sir James Crosby, the former chief executive of HBOS, owner of the Halifax and the Bank of Scotland to carry out a report on the mortgage market. His report suggests that he feels the mortgage market will be paralysed until 2010 as there will be a shortage of mortgage finance [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=creditcardscleared.wordpress.com&amp;blog=3752578&amp;post=65&amp;subd=creditcardscleared&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<div id="attachment_1171" class="wp-caption alignright" style="width: 310px"><p class="wp-caption-text">UK Mortgage Market expected to be stagnant for three years</p></div>
<p>The Treasury Department has commissioned Sir James Crosby, the former chief executive of HBOS, owner of the Halifax and the Bank of Scotland to carry out a report on the <a title="mortgage market" href="http://talkmoneyblog.co.uk" target="_blank">mortgage market</a>. His report suggests that he feels the mortgage market will be paralysed until 2010 as there will be a shortage of mortgage finance during this period.</p>
<p>Sir James</p>
<p><a href="http://talkmoneyblog.co.uk/uk-mortgage-market-expected-to-be-stagnant-for-three-years/">Read more from the Money Saving Expert &#8230;</a></p>
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		<title>Chancellor of the Exchequer plays Santa Claus this Christmas with their tax cuts</title>
		<link>http://creditcardscleared.wordpress.com/2011/10/21/chancellor-of-the-exchequer-plays-santa-claus-this-christmas-with-their-tax-cuts/</link>
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		<pubDate>Fri, 21 Oct 2011 16:01:55 +0000</pubDate>
		<dc:creator>creditcardscleared</dc:creator>
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		<guid isPermaLink="false">http://creditcardscleared.wordpress.com/2011/10/21/chancellor-of-the-exchequer-plays-santa-claus-this-christmas-with-their-tax-cuts/</guid>
		<description><![CDATA[Global recession continues as Citi Bank announced it will be laying off 53,000 employees in the UK and the US. The Citi Bank is considered to be the biggest bank in the world and today the US Treasury has agreed to invest Â£13.4billion ($20bn) in return for preferred shares in the Citigroup in order to [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=creditcardscleared.wordpress.com&amp;blog=3752578&amp;post=64&amp;subd=creditcardscleared&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<div id="attachment_644" class="wp-caption alignright" style="width: 310px"><p class="wp-caption-text">Gordon praising Alistair for a great Mini-Budget. Photograph Courtesy of the Sun.co.uk</p></div>
<p>Global <a title="recession " href="http://talkmoneyblog.co.uk" target="_blank">recession </a>continues as Citi Bank announced it will be laying off 53,000 employees in the UK and the US. The Citi Bank is considered to be the biggest bank in the world and today the US Treasury has agreed to invest Â£13.4billion ($20bn) in return for preferred shares in the Citigroup in order to help the struggling</p>
<p><a href="http://talkmoneyblog.co.uk/chancellor-of-the-exchequer-plays-santa-claus-this-christmas-with-their-tax-cuts/">Read more from the Money Saving Expert &#8230;</a></p>
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		<title>Ten Deadly Sins of Christmas &#124; Money Saving Tips</title>
		<link>http://creditcardscleared.wordpress.com/2011/10/21/ten-deadly-sins-of-christmas-money-saving-tips/</link>
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		<pubDate>Fri, 21 Oct 2011 15:58:40 +0000</pubDate>
		<dc:creator>creditcardscleared</dc:creator>
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		<description><![CDATA[Christmas is a time of religious celebration, a time to spend time with your close family, your extended family, your friends and it is a time for rest and enjoyment. Christmas is a time of giving and receiving and there is no rule that says you need to spend a âfortune on gifts.â After all [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=creditcardscleared.wordpress.com&amp;blog=3752578&amp;post=63&amp;subd=creditcardscleared&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<div id="attachment_1143" class="wp-caption alignright" style="width: 190px"><p class="wp-caption-text">Write an IOU and then wrap it up as a gift. Then buy the gift as promised in the January Sales and Save Money!</p></div>
<p>Christmas is a time of religious celebration, a time to spend time with your close family, your extended family, your friends and it is a time for rest and enjoyment. Christmas is a time of giving and receiving and there is no rule that says you need to spend a âfortune on gifts.â After all it is a time to consider <a title="saving money" href="http://talkmoneyblog.co.uk" target="_blank">saving money</a></p>
<p><a href="http://talkmoneyblog.co.uk/ten-deadly-sins-of-christmas-money-saving-tips/">Read more from the Money Saving Expert &#8230;</a></p>
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		<title>The Greatest Money Saving Tips Ever!</title>
		<link>http://creditcardscleared.wordpress.com/2011/10/21/the-greatest-money-saving-tips-ever/</link>
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		<pubDate>Fri, 21 Oct 2011 15:57:59 +0000</pubDate>
		<dc:creator>creditcardscleared</dc:creator>
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		<description><![CDATA[The Credit Crunch has come and gone in the last year. America, Europe and the United Kingdom have acknowledged that their economic indicators have confirmed that they are now in a recession. Japan the second largest economy in the world has confirmed they are now in recession. The Confederation of British Industry (CBI) estimates that [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=creditcardscleared.wordpress.com&amp;blog=3752578&amp;post=62&amp;subd=creditcardscleared&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>The <a title="Credit Crunch" href="http://talkmoneyblog.co.uk" target="_blank">Credit Crunch</a> has come and gone in the last year. America, Europe and the United Kingdom have acknowledged that their economic indicators have confirmed that they are now in a recession. Japan the second largest economy in the world has confirmed they are now in recession. The Confederation of British Industry (CBI) estimates that our economy will shrink by 1.7% in 2009; unemployment could peak at 2.9 million and they feel that recovery from this recession is still a âlong way</p>
<p><a href="http://talkmoneyblog.co.uk/the-greatest-money-saving-tips-ever/">Read more from the Money Saving Expert &#8230;</a></p>
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		<title>11 Money Saving Tips to surviving the Credit Crunch &#124; Money Saving Expert</title>
		<link>http://creditcardscleared.wordpress.com/2011/10/21/11-money-saving-tips-to-surviving-the-credit-crunch-money-saving-expert/</link>
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		<pubDate>Fri, 21 Oct 2011 15:54:30 +0000</pubDate>
		<dc:creator>creditcardscleared</dc:creator>
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		<description><![CDATA[Money Saving Tips to surviving the Credit Crunch Technically we are told by the government that we are in a recession when we have two quarters of negative growth in our economy. Mervyn King the Governor of the Bank of England has just admitted that we are entering a recession. It&#8217;s funny that most of [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=creditcardscleared.wordpress.com&amp;blog=3752578&amp;post=61&amp;subd=creditcardscleared&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<div id="attachment_1058" class="wp-caption alignright" style="width: 310px"><p class="wp-caption-text">Money Saving Tips for Surviving this Recession</p></div>
<p><strong><a title="Money Saving Tips" href="http://moneysavingtips.net" target="_blank">Money Saving Tips</a> to surviving the Credit Crunch</strong></p>
<p>Technically we are told by the government that we are in a recession when we have two quarters of negative growth in our economy. Mervyn King the Governor of the Bank of England has just admitted that we are entering a recession. It&#8217;s funny that most of us have known for the last six months that we are in a recession. The experts are only just discovering</p>
<p><a href="http://talkmoneyblog.co.uk/11-money-saving-tips-to-surviving-the-credit-crunch-money-saving-expert/">Read more from the Money Saving Expert &#8230;</a></p>
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		<title>The Global Banking System is in Intensive Care on Life support!</title>
		<link>http://creditcardscleared.wordpress.com/2011/10/21/the-global-banking-system-is-in-intensive-care-on-life-support/</link>
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		<pubDate>Fri, 21 Oct 2011 15:25:16 +0000</pubDate>
		<dc:creator>creditcardscleared</dc:creator>
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		<description><![CDATA[Record losses were being mirrored around the world as governments scramble to avoid any further disaster. Stock markets are now being driven by fear and not by reason. Record loses are being moved around the world. If you thought we might be hitting the bottom then think again there are new warnings being given hourly [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=creditcardscleared.wordpress.com&amp;blog=3752578&amp;post=60&amp;subd=creditcardscleared&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<div id="attachment_568" class="wp-caption alignright" style="width: 233px"><p class="wp-caption-text">Banking system in Intensive care unit</p></div>
<p>Record losses were being mirrored around the world as governments scramble to avoid any further disaster. Stock markets are now being driven by fear and not by reason. Record loses are being moved around the world. If you thought we might be hitting the bottom then think again there are new warnings being given hourly that this current financial situation is deepening. This
<p><a href="http://talkmoneyblog.co.uk/the-global-banking-systemis-in-intensive-care-on-life-support/">banking system</a></p>
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